MultiPlan (Claritev) Coverage for Drug & Alcohol Rehab in Texas
MultiPlan, now known as Claritev, is not an insurance company itself but a healthcare provider network and cost-management organization used by various health insurance plans. Examples of insurers and health plans that may use MultiPlan networks include UnitedHealthcare, Cigna, Aetna, and various regional or employer-sponsored health plans, although network participation varies by specific plan and location. Individuals whose insurance plan participates in the MultiPlan (Claritev) network may have coverage available for drug and alcohol rehab in Texas. Depending on the specific plan, benefits may help cover services such as medical detox, residential treatment, partial hospitalization, intensive outpatient programs, and ongoing addiction recovery support. Because coverage varies by insurer and plan, verifying benefits before treatment can help clarify available coverage, participating providers, and potential out-of-pocket costs.
Verify MultiPlan Insurance Coverage for Rehab in Texas
Use our free insurance verification form below to find out if MultiPlan insurance may be able to cover the cost of rehab in Texas.
At Discovery Point Retreat, we believe cost should never stand in the way of reclaiming control over your life and future. That’s why we partner with many health insurance companies that cover rehab to increase your access to affordable, quality care.
We’re in-network with Aetna, Ambetter, ACS, Blue Cross Blue Shield, Cigna, ComPsych, Evry Health, Humana, Healthsmart, Magellan, Molina, United Healthcare, Scott & White, and Superior HealthPlan, plus we accept many more. That means insurance may cover the full cost of addiction treatment!
Not sure whether your insurance covers rehab? We can help. Call us at 855-245-7133 to quickly and confidentially verify your benefits. Be sure to have your insurance card handy when you call.
What Addictions Does MultiPlan (Claritev) Cover in Texas?
MultiPlan (Claritev) plans may provide coverage for treatment of major substance use disorders in Texas, including alcohol addiction, opioid and heroin addiction, fentanyl addiction, prescription drug addiction, cocaine addiction, methamphetamine addiction, benzodiazepine addiction, and marijuana or cannabis addiction. Coverage may also include treatment for other substance use disorders and co-occurring mental health conditions, depending on the specific plan and benefits.
What Addiction Treatments & Therapies Does MultiPlan Cover in Texas?
MultiPlan (Claritev) in Texas generally covers a variety of addiction treatments and therapies as part of its behavioral health benefits network. Coverage is designed to support recovery through different levels of care tailored to the severity of the substance use disorder and the member’s individual needs. The following are common addiction treatments that may be covered:
- Medical Detox: Short-term supervised withdrawal management, typically 3 to 7 days, depending on the substance and severity of withdrawal.
- Inpatient Rehab: 24/7 hospital-based or residential care for stabilization and intensive therapy, generally 7 to 30 days.
- Residential Treatment: Structured, live-in programs offering comprehensive therapy and support, usually 30 to 90 days.
- Partial Hospitalization Program (PHP): Day treatment programs providing intensive therapy while allowing patients to return home in the evenings, often 4 to 6 hours per day for several weeks.
- Intensive Outpatient Program (IOP): Flexible programs with 9 to 20 hours per week over 4 to 12 weeks, allowing patients to maintain daily responsibilities while receiving therapy.
- Outpatient Treatment: Regular therapy sessions for ongoing support and relapse prevention, typically 1 to 2 sessions per week for several months.
Specific addiction treatment therapies may include:
- Cognitive Behavioral Therapy (CBT): Helps patients recognize and change negative thought patterns and behaviors that contribute to substance use. CBT often includes coping skills, relapse prevention strategies, and problem-solving exercises tailored to addiction triggers.
- Eye Movement Desensitization and Reprocessing (EMDR): A trauma-focused therapy that helps patients process past traumatic experiences, reduce emotional distress, and address trauma-related triggers that can lead to substance use relapse.
- Dialectical Behavior Therapy (DBT): Focuses on emotional regulation, distress tolerance, mindfulness, and interpersonal effectiveness. DBT is especially helpful for individuals with high emotional reactivity or co-occurring borderline personality traits.
- Rational Emotive Behavior Therapy (REBT): Teaches patients to identify and challenge irrational beliefs or cognitive distortions that contribute to addictive behaviors, promoting healthier decision-making and self-control.
- Dual Diagnosis Programs: Integrated treatment for co-occurring mental health disorders such as depression, anxiety, PTSD, or bipolar disorder alongside substance use disorders. Treating both conditions simultaneously improves recovery outcomes and reduces relapse risk.
- 12-Step Programs: Peer-supported programs like Alcoholics Anonymous or Narcotics Anonymous that provide structure, accountability, and a community-based approach to long-term recovery through sponsorship and step work.
- SMART Recovery: A science-based approach to addiction recovery that focuses on self-empowerment, goal setting, motivation, and cognitive-behavioral techniques rather than spirituality or peer-led steps.
- Holistic Therapies: Complementary approaches such as yoga, meditation, acupuncture, art therapy, or nutrition counseling that address physical, emotional, and spiritual well-being to support overall recovery.
- Family Therapy: Involves family members in treatment to improve communication, repair relationships, and build a supportive home environment that encourages sustained recovery.
- Group Therapy: Provides peer support and shared learning experiences, allowing patients to discuss challenges, gain accountability, and practice interpersonal skills in a structured setting.
- Individual Therapy: One-on-one sessions with a licensed therapist tailored to the patient’s unique needs, focusing on personal triggers, coping strategies, and treatment goals.
- Specific Tracks: Specialized programs designed for particular populations, such as veterans, professionals, LGBTQ+ individuals, or young adults. These tracks offer tailored therapy approaches, peer communities, and culturally competent care to address unique challenges and life experiences.
Does MultiPlan Cover Dual Diagnosis Treatment in Texas?
MultiPlan (Claritev) plans may provide coverage for dual diagnosis treatment in Texas, which addresses both a substance use disorder and a co-occurring mental health condition at the same time. Treating both conditions together is important because untreated mental health disorders can contribute to substance use, while addiction can worsen symptoms such as anxiety, depression, or mood instability. Dual diagnosis treatment may address conditions such as depression, anxiety disorders, bipolar disorder, PTSD, OCD, and other mental health disorders alongside alcohol or drug addiction.
How Long Will MultiPlan Cover Rehab in Texas?
MultiPlan (Claritev) coverage for rehab in Texas varies by plan and level of care, but typical treatment ranges may include medical detox: 3–7 days, residential rehab: 30–90 days, partial hospitalization (PHP): 2–6 weeks, and intensive outpatient (IOP): 4–12 weeks. Longer stays may be approved when medically necessary and supported by the individual’s treatment needs and insurance benefits.
Benefits of Using Insurance for Rehab
- Lower or No Out-of-Pocket Costs: Insurance can cover most or all of rehab expenses, reducing financial barriers or even making treatment free for the member.
- Access to Accredited In-Network Facilities: Members can use licensed and reputable rehab centers without paying full self-pay rates.
- Coverage for Multiple Levels of Care: Detox, inpatient, residential, partial hospitalization, outpatient, and intensive outpatient programs are often included.
- Evidence-Based Therapies Covered: Therapies like CBT, DBT, EMDR, REBT, and medication-assisted treatment are included, reducing additional therapy costs.
- Dual Diagnosis Support: Integrated treatment for mental health and substance use disorders is covered, avoiding separate payments for each condition.
- Aftercare and Relapse Prevention: Ongoing therapy, support groups, and follow-up care may be included at little or no cost.
- Personalized Treatment Planning: Insurance often ensures assessments and care plans are provided without extra fees.
- Access to Holistic and Complementary Services: Some plans cover wellness-focused services like yoga, meditation, art therapy, or acupuncture, reducing the need to pay out-of-pocket.
- Care Coordination and Advocacy: Insurance helps manage prior authorization and documentation, preventing unexpected bills.
- Encourages Early Intervention: Coverage can allow members to seek treatment quickly, avoiding costly medical complications later.
- Confidentiality Protections: Insurance ensures records are handled according to federal privacy laws at no extra cost to the patient.
How Much Does Rehab Cost Without Insurance in Texas?
Without insurance, the cost of rehab in Texas can vary widely depending on the level of care, length of stay, location, amenities, and type of program. Medical detox typically ranges from $2,500 to $10,000 for a short medically supervised withdrawal period. Inpatient or residential rehab programs generally cost between $12,000 and $30,000 per month, with 60‑ to 90‑day stays often totaling $25,000 to $50,000 or more. Partial hospitalization programs (PHP) usually range from $300 to $600 per day, while intensive outpatient programs (IOP) cost around $250 to $450 per day, with multi‑week programs totaling several thousand dollars. Standard outpatient treatment, including regular counseling and therapy over three to four months, typically costs $3,000 to $10,000 or more.
Several variables impact the total cost of rehab. Higher levels of care like inpatient or residential treatment are more expensive than outpatient care. Longer stays increase costs, and luxury facilities with private rooms, specialized therapies, or premium services often charge more. The types of therapies and support services offered, the location of the facility, and the credentials of staff, including access to medical doctors or psychiatric specialists, also affect pricing. Actual costs vary by facility and the patient’s specific treatment needs, so contacting rehab centers directly is recommended for precise estimates.
What Won’t MultiPlan Cover for Addiction Treatment in Texas?
MultiPlan (Claritev) coverage for addiction treatment in Texas may exclude or limit services that are not considered medically necessary or are outside the individual’s specific plan benefits. Common exclusions or limitations may include long-term residential care beyond the approved treatment period, certain luxury or non-clinical rehab services, alternative treatments without medical necessity, and services provided by out-of-network facilities when out-of-network care is not covered. Plans may also limit the number of covered treatment days or require prior authorization and continued-stay reviews. Exact exclusions vary by plan, so benefits should be verified before treatment.
History & About MultiPlan
Founded in 1980, MultiPlan began as a hospital network and has grown into a national healthcare technology, data, and provider network company. In February 2025, MultiPlan rebranded as Claritev, reflecting its broader focus on healthcare affordability, transparency, analytics, and technology. Today, Claritev supports more than 1.4 million contracted healthcare providers, 60 million consumers, 100,000+ employers and plan sponsors, and 700+ healthcare payers nationwide.
Claritev offers a range of healthcare solutions, including provider networks, payment and revenue integrity, cost-containment services, data analytics, price transparency, reference-based pricing, and network management. Its network portfolio includes the PHCS nationwide PPO network, MultiPlan complementary networks, Medicare Advantage networks, Medicaid networks, and regional PPO networks. Its network solutions currently include approximately 4,700 hospitals, 91,000 ancillary providers, and 1.4 million providers nationwide.
HOW TO VERIFY YOUR INSURANCE COVERAGE
Dealing with health insurance companies on your own can be a hassle. You may not know what to say or what kinds of questions you need to ask to ensure your insurance provider is working in your best interest. It adds unnecessary stress to an already trying situation. That’s why Discovery Point Retreat’s admissions support includes insurance verification help. Our knowledge and experience working with health insurance companies means we know exactly how to navigate getting you the coverage you need for addiction treatment.
Here are your options for verifying if you have health insurance that covers rehab.
OPTION 1: Fill out the verification form on this page. Our confidential insurance verification system will submit your information to our admissions team who will then contact your insurance provider on your behalf. From here we will advocate for your coverage and get all the information you need to know to make an informed decision. Our team will then contact you to go over your options and help you get started on your journey.
OPTION 2: Call us at 855-245-7133 and speak with an admissions representative who can assist you in verifying coverage. We’ll gather the necessary details and advocate for your best interests.
OPTION 3: If you’d rather handle insurance verification yourself, be prepared to ask the right questions and be persistent. Call your insurance agent and find out if Discovery Point Retreat is a preferred provider, what type of treatment they cover, and how much your deductible or copay will be.
REHAB PAYMENT OPTIONS WITHOUT INSURANCE
If you are uninsured or your health insurance does not cover the cost of rehab, all hope is not lost. There are still options for you to be able to get the treatment you need for a sober future. Discovery Point Retreat accepts self-pay options including cash, debit and credit, and certified check. Other options for covering your treatment include:
Loans and Financing
You may qualify for financing for your rehab treatment. Medical loans work just like loans for other major purchases like cars and homes. Your qualification may depend on a few different factors including income and/or credit score, so it may be necessary to add a co-signer or use collateral. If you choose this path, be sure to do your research and consider all options before accepting a loan.
Scholarships and Grants
People seeking help for drug and alcohol use disorders may qualify for financial assistance in the form of grants or scholarships. These funds may be available through non-profit organizations. To qualify for this form of assistance, you may have to prove financial need and meet other requirements such as signing an agreement to repay should you be unable to complete your treatment course. They may also require you to attend a specific treatment facility. For more information about how scholarships and grants work, contact us directly and we will answer all of your questions.