Insurance Accepted
Free Insurance Verification
Call 855-306-8054 or complete the form below

Insurance May Cover the Cost of Rehab

At Discovery Point Retreat, we believe cost should never stand in the way of reclaiming control over your life and future. That’s why we partner with many health insurance companies that cover rehab to increase your access to affordable, quality care.

We’re in-network with Aetna, Ambetter, ACS, Blue Cross Blue Shield, Cigna, ComPsych, Evry Health, Friday Health Plans, Humana, Healthsmart, Magellan, Molina, United Healthcare, Scott & White, and Superior HealthPlan, plus we accept many more. That means insurance may cover the full cost of addiction treatment!

Not sure whether your insurance covers rehab? We can help. Call us at 855-306-8054 to quickly and confidentially verify your benefits. Be sure to have your insurance card handy when you call.

Free Insurance Verification
Call 855-306-8054 or complete the form below
We are in-network with many plans, plus most out-of network policies are also accepted


When you’re ready to take that first step toward sobriety, the last thing you want to do is try to navigate the confusing world of medical insurance. Premiums, deductibles, and worrying about out-of-pocket costs shouldn’t deter you from working toward a brighter future. But the reality is understanding rehab health insurance options helps you make an informed decision. Even if you don’t currently have health insurance that covers rehab, knowing what to look for when finding health coverage can save you money down the road.

The first thing you consider when trying to determine your coverage options for addiction treatment is what type of insurance policy you have. The three primary types of insurance policies are HMO, PPO, and EPO.

Still unsure if you’re covered? Don’t worry. Insurance plans can be confusing, but we’re here to help you understand the details of your coverage. Our admissions coordinators will help you sort out your benefits and resolve any financial concerns. We can speak to your insurance carrier on your behalf to get you approved for substance abuse treatment. Once verified, we can review your care options and help you begin your recovery today.


Understanding how health insurance that covers rehab works can help you avoid unpleasant surprises down the line. Much like all forms of specialty care, health insurance companies that cover rehab require proof that your chosen course of substance abuse treatment is medically necessary. Thankfully, as substance use disorders are recognized as a psychological condition affecting both mental and physical health, a simple evaluation by a qualified professional can prove your medical need. 

Once your benefits are verified and you begin treatment with Discovery Point Retreat, we bill your insurance directly for costs associated with your care. While we will do our best to minimize your out of pocket expenses, you may still be responsible for some costs. This includes any deductibles and extra expenses not covered by your insurance company.

Depending on your plan, there may be limits on the treatment costs your insurance provider will cover. This may include:

Cost concerns shouldn’t stand between you and a sober future. Discovery Point Retreat works with each and every client to make recovery a reality. We can help you find a payment option that works for you. Contact our knowledgeable admissions team to learn more about your coverage options and how we can help.


Not all rehab programs are built the same. While government-funded treatment programs offer access to recovery resources for all, these programs are often overcrowded and understaffed. They don’t have enough support to provide the necessary level of individual care and attention for lasting success in recovery. This means more people fall through the cracks and, without the necessary long-term support or life skills to cope with sober life, inevitably fall back into addictive habits.

Substance abuse treatment through a private rehab like Discovery Point Retreat provides the comprehensive and effective care necessary you need to overcome substance dependence. With a lower client-to-staff ratio and truly personalized regimens of care, we go above and beyond to ensure our clients have the best chance at lasting success. Through private rehab health insurance, more people have access to more effective care than ever before.


At Discovery Point Retreat, our primary goal is to provide accessible, reliable, and effective behavioral health treatment options nationwide for any moment, in anyone’s recovery journey. To help us achieve this goal, we are continuously expanding our partnerships with health insurance companies that cover rehab. We accept most major insurance plans and we are in-network with many top insurance providers. This ever growing list includes: 

Our in-network status with these providers ensures you get the best possible care at an affordable cost. By pre-negotiating terms and rates with our partners, we’re able to provide upfront information about costs and coverage for our clients’ peace of mind.


Navigating employer-provided health insurance for rehab coverage can be tricky. Concerns about protecting your employment status or how much information your employer would be privy to about your history and treatment are enough to make anyone hesitant. Thankfully there are laws and policies in place to help protect your privacy and job security.

HIPAA, the Health Insurance Portability and Accountability Act, is the federal law which dictates who can access your private health details and under what circumstances. While your employer will likely need to be notified if you elect for inpatient substance abuse treatment in Dallas, they will not be able to access details regarding your care. The same is true for family members and friends unless you give prior consent and authorization. 

Similarly FMLA, the Family Medical Leave Act, provides up to 12 weeks of unpaid leave for employees who qualify. Unlike HIPAA, which is applicable across the board, FMLA can only be used if you and your employer meet certain requirements. Generally, you must be a full time employee for at least one year and present a qualifying reason for your leave. Addiction treatment is one such qualifying reason. However certain businesses, such as small businesses with less than 50 employees, may be exempt from FMLA guidelines.

If you have employer-provided health insurance and you are looking for substance abuse treatment options, Discovery Point Retreat can help you navigate your benefits and protect your rights. Our admissions experts will walk you through everything you need to know in order to take advantage of all of your options. 


Discovery Point Retreat is proud to be one of the first facilities designated as a Blue Distinction Center for Substance Use Treatment and Recovery. Blue Cross Blue Shield holds this prestigious accolade for drug and alcohol rehab centers that consistently demonstrate a commitment to excellence in care. Their national standards for achieving this distinction were developed through direct partnership with leaders in the medical community to ensure their applicability and congruity.

As a Blue Distinction Center, Discovery Point Retreat is among the top recommended providers of addiction treatment in the Blue Cross Blue Shield network. This helps clients who have Blue Cross Blue Shield insurance for rehab find our facility and get the dedicated care they need for success. 


Dealing with health insurance companies on your own can be a hassle. You may not know what to say or what kinds of questions you need to ask to ensure your insurance provider is working in your best interest. It adds unnecessary stress to an already trying situation. That’s why Discovery Point Retreat’s admissions support includes insurance verification help. Our knowledge and experience working with health insurance companies means we know exactly how to navigate getting you the coverage you need for addiction treatment.

 Here are your options for verifying if you have health insurance that covers rehab.

OPTION 1:  Fill out the verification form on this page. Our confidential insurance verification system will submit your information to our admissions team who will then contact your insurance provider on your behalf. From here we will advocate for your coverage and get all the information you need to know to make an informed decision. Our team will then contact you to go over your options and help you get started on your journey.

OPTION 2:  Call us at 855-306-8054 and speak with an admissions representative who can assist you in verifying coverage. We’ll gather the necessary details and advocate for your best interests. 

OPTION 3:  If you’d rather handle insurance verification yourself, be prepared to ask the right questions and be persistent. Call your insurance agent and find out if Discovery Point Retreat is a preferred provider, what type of treatment they cover, and how much your deductible or copay will be. 


If you are uninsured or your health insurance does not cover the cost of rehab, all hope is not lost. There are still options for you to be able to get the treatment you need for a sober future. Discovery Point Retreat accepts self-pay options including cash, debit and credit, and certified check. Other options for covering your treatment include:

Loans and Financing

You may qualify for financing for your rehab treatment. Medical loans work just like loans for other major purchases like cars and homes. Your qualification may depend on a few different factors including income and/or credit score, so it may be necessary to add a co-signer or use collateral. If you choose this path, be sure to do your research and consider all options before accepting a loan.

Scholarships and Grants

People seeking help for drug and alcohol use disorders may qualify for financial assistance in the form of grants or scholarships. These funds may be available through non-profit organizations. To qualify for this form of assistance, you may have to prove financial need and meet other requirements such as signing an agreement to repay should you be unable to complete your treatment course. They may also require you to attend a specific treatment facility. For more information about how scholarships and grants work, contact us directly and we will answer all of your questions.

Finances and costs should never stand in the way of you building a better life for yourself and your family. Get started on your recovery journey today with Discovery Point Retreat.

Frequently Asked Questions About Rehab Insurance Coverage

Yes! We accept most major medical insurance plans. Recent legislation has made it mandatory for insurance providers to pay for drug and alcohol treatment. Speak with one of our admissions representatives, who can assist you in verifying your coverage and provide information on other payment options.  

If your health insurance covers drug and alcohol treatment, it should also cover the detox phase. Discovery Point Retreat accepts most major medical insurance and is network with many companies. Don’t worry — we’ll help you sort out insurance and payments. In the meantime, you can verify your insurance here.

Unfortunately, Medicaid doesn’t provide coverage for treatment at Discovery Point. However, there are alternative ways to pay for treatment. If you can afford it, there’s the option of paying out-of-pocket. If possible, seeking aid from family members or friends can help cover the cost of care, which you can repay later. My Treatment Lender, credit cards and traditional banks may also cover the cost of treatment.

If you don’t have insurance, we can help you find a way to pay for your care. The cost of treatment depends on the level of care needed, which is tailored to each individual. Depending on your situation, we may be able to provide payment plans to help cover the cost of your care. We accept Visa, MasterCard, American Express, Discover and debit cards. To discuss your needs, please call us today at 855-306-8054.